Guaranty Trust Bank (Ghana) Limited has introduced a system that enables customers deposit cheques into their account remotely from their offices without visiting any of the bank’s branches. This service applies to both GTBank cheques and other banks’ cheques.
This new product, known as the “GTRemote Cheque Capturing”, operates on a dedicated and secure on-line platform. It is an easy three-step process of scanning, verifying, and depositing cheques remotely from their own premises anywhere in the country.
The process begins with a confirmation of the customer’s identity as a valid customer who has been profiled on the system before scanning of cheque is allowed. Then an image quality is checked online and the scanned cheque securely transferred to GTBank. After this process has been successfully completed, receipt similar to a cheque deposit slip is thereafter generated. The bank then submits the cheque to the Ghana Inter-bank Payment and Settlement Systems (GhIPPS) for the necessary clearing process. Cheques drawn on GTBank are processed internally as expected.
GTRemote Cheque Capturing, the first to be introduced in the country, is suitable for corporate customers and financial institutions. It reduces the time required by customers to physically deposit cheques at the bank and simultaneously facilitates savings by eliminating the cost of going to the bank, photocopying cheques and having a dedicated employee specifically for depositing cheques in banks.
Other benefits of the system are that it provides customers with greater convenience of when to deposit cheques; protects and encrypts information; makes balancing fast and easy; provides quick cheque image retrieval; and reduces paper handling errors in the comfort of a customer’s office.
The Bank’s Group Head of TechnologyMr. Leopold Armah stated that;
“All that customers require is a scanner and access to reliable internet services. It is a user-friendly system that is intended to assure customers of a safe and secure means of depositing their cheques from the comfort of their offices through our robust IT platform”.
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